Drs. Cooper, Spiller, Nahata and Associates
Payment and Insurance Guidelines
Financial Guidelines
We expect payment in full at the time of service and extend the following courtesy:
- Full payment by cash or check = 10% courtesy*
- Full payment by credit card = 5% courtesy*
* $125 maximum courtesy
For our Crowns:
- Full Payment for a Single Crown = $75 Courtesy
- Each Additional Crown = $50 Courtesy
Delta Dental and Blue Cross Blue Shield Contracts do not allow any courtesy.
If you prefer to pay for your dental treatment in installments, please ask us about our interest-free loan.
Balances that remain after 60 days will incur a finance charge.
Major Treatment
For major cases, a down payment of approximately one half of your responsibility is required at the beginning of treatment. The balance is due by completion unless arrangements are made.
Insurance
We are happy to submit claims for our patients. We estimate benefits based on the information that patients give us about their plans. However, the ultimate responsibility for payment and for insurance information rests with the patients.